Get your app revenue today. Not in 45 days.
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Same revenue. Radically faster access.
Trusted by 30,000+ apps and the world's largest app publishers
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ROI-positive UA? Scale it faster
- Profitable UA dies slowly when cash moves slowly.
- With Adapty Finance, you shorten the feedback loop – faster reinvestment, faster experiments, faster learning.
- More iterations per month means more predictable growth.
Turn revenue into working capital - instantly
- Non-dilutive capital to scale your business. No personal guarantees. No SSN required. Keep 100% of your equity.
- Flexible payouts: withdraw on demand or enable automatic weekly payments.
- No hidden fees. You only pay fees when you take an advance.
Mobile teams use Adapty Finance to unlock faster cash flow
How it works
Accelerate your growth with Adapty Finance
Your questions, answered
What type of apps do you work with?
We work with apps across all categories. Typically, we partner with apps generating $5,000+ in monthly App Store revenue. If your revenue is lower but growing consistently, we are still happy to discuss a partnership.
How fast can I receive funding?
Once approved, Adapty Finance delivers advances within 1-2 business days. The approval process itself usually takes around 24 hours after receiving the required documents.
How will I receive payments?
We send funds directly to your bank account, and you can update your bank details at any time. Adapty Finance offers two ways to receive funding: on-demand advances (request funds whenever you need them) and weekly automatic payouts (sent every Monday, excluding bank holidays).
How much funding can I access?
Typically, you can access up to 85% of your unpaid App Store and Google Play revenue. The available amount usually includes receivables from up to two months of earnings, calculated after platform fees and taxes.
What is the fee?
We charge a flat one-time fee on the amount advanced, typically ranging from 2.5% to 3.25%. The fee is only charged when you request an advance. The exact percentage may vary depending on your monetization model, user economics (LTV, retention, etc.), country and currency, store mix, and other risk factors.
How does Adapty Finance get repaid?
Adapty Finance is repaid directly from your App Store and Google Play payouts. When store payments are received, we deduct the advanced amount, our one-time fee, and any other agreed repayments (if applicable). The remaining balance is transferred to you, typically within 1 business day.
Do I need to be an Adapty customer?
Yes. To access Adapty Finance, your app needs to track revenue through Adapty. This requires installing the Adapty SDK so we can monitor App Store and Google Play proceeds. This allows us to calculate available funding and provide advances.
How is this different from a bank loan or credit card?
Unlike loans or credit cards, we do not charge interest – the cost is fixed upfront. We do not require personal guarantees, you keep full ownership of your business, and approval plus setup can be completed in as little as one business day.
What documents are required?
To get started, we typically request: Certificate of Incorporation, shareholder and director information, ID for directors or UBOs, bank account details (recent statements), and contact details for agreement signing.
What are the terms of the agreement?
Curious how it works? You can read the full factoring terms here.